We can help with your home improvement projects.

Need to take care of major home repairs, build an addition, or anything else that requires a large sum of money? At Heritage Grove, we offer home equity loans with terms from five to 20 years, and no closing costs.*

By turning to us for a Home Equity Loan, you can Stand Tall and enjoy all of these benefits:

  • Low home equity rates
  • Loans up to 90% of Combined Loan to Value (CLTV)
  • Terms up to 20 years
  • No application fee
  • No origination fee
  • No annual fee
  • No closing costs unless a full or drive-by appraisal is required*
  • No prepayment penalties
  • Possible tax deduction (consult your tax advisor)

With no application fee, no origination fee and no closing costs*, it's easy to take advantage of this great offer from Heritage Grove Credit Union.

* This promotion applies to new Heritage Grove home equity loans only. Minimum loan amount is $5,000; maximum loan amount is $250,000. The Annual Percentage Rate (APR) you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the rate for which you qualify when your loan is approved. Heritage Grove will pay all home equity loan closing costs unless an appraisal (full or drive by) is required. If an appraisal is required, the cost will be paid by the applicant(s). Estimated third-party fees (closing costs) paid by the credit union range from $292 to $1,300, primary residence only. Any non-standard title expenses will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80% to 90%, depending on credit rating and term selected. If the home equity loan is paid off during the first 12 months, the credit union-paid closing costs will be added to the loan payoff amount. Offer expires June 30, 2018. Offer subject to change without notice.

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  • Federally insured by NCUA
  • Equal Opportunity Lender
  • Equal Housing Lender
  • 631 Winter Street NE
  • Salem, OR 97301
  • 503-588-0211